Life Insurance Cover – also known as Term Assurance, Level Term Assurance or Family Protection – is a policy taken out by an individual, which will pay out in the event of their death. Many Life Insurance policies also include terminal illness cover, at no extra cost. Other benefits can also be added, such as critical illness cover, at an additional premium. This gives you the flexibility to have tailored cover to suit the needs of you and your family.
Policyholders can choose to insure just themselves or their spouse or partner, on a joint policy, providing peace of mind for the whole family. We will also discuss with you, how many years you wish to be covered for.
We will advise on and arrange for any policy we recommend to be placed in a suitable trust (if required), naming your chosen beneficiaries.
To find out more about how Life Insurance Cover works, please speak to our experienced financial advisors today.