Financial Advisor UK | About | Spectrum Financial Advice

5 Star Google Ratings

Family-run Business with over 20 Years Experience

Free Review / Quote

Authorised by the Financial Conduct Authority

Financial Advisor UK – Specialising in Personal, Business & Group Protection Insurance

Why Choose Us?

As a family run business, our aim is to provide new and existing clients the best possible service with expert protection advice that is suitable and tailored to your specific needs.

As a company, we pride ourselves on our honest and trustworthy advice. Our expert advice is focused on you and tailored to your specific needs.

No call centres. You will deal directly with us and speak with an FCA regulated, fully qualified expert who has years of experience in the industry.

Being independent, we have access to the most reputable, leading insurance providers in the market and are able to obtain competitive premiums. We will also assist you and / or your family in the event of a claim.

Our approach is professional and flexible. We do not charge client fees for any meetings, phone or video calls or advice from us. We understand people have busy lives, so any meetings or phone calls can be arranged at a time that is suitable for you.

As experts in the industry, we can advise on and correctly structure all personal, business or group protection policies depending on your circumstances.

Our Services

Lewis Cable

Founder & Director / Financial Adviser

With over 20 years’ experience in financial services, Lewis established Spectrum Financial Advice in 2012 after working for a major bank, a leading insurance company and as an independent financial adviser. His vision was to create a business built on trust, expert advice and exceptional customer service, helping individuals, families and businesses protect what matters most.

Today, Lewis leads Spectrum Financial Advice alongside Company Director Danny Valentino, having grown the business into a respected, client-focused, trust-based, protection firm. Together, they are committed to maintaining the highest standards of advice, compliance and customer care while continuing to develop the business for the future.

Lewis remains actively involved in advising clients while overseeing the strategic direction of the business, ensuring every client receives the same high-quality, personal service that Spectrum Financial Advice has become known for.

Lewis, Danny and the team at Spectrum Financial Advice are committed to ensuring that you, your family and your business have the right protection in place when it matters most.

lewis@spectrumfa.co.uk

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Danny Valentino

Director/Protection Specialist

Having built a successful career in financial services, Danny joined Spectrum Financial Advice and has become a key part of the company’s continued growth and success. His dedication, professionalism and commitment to delivering outstanding client outcomes have seen him progress from Senior Protection Adviser to Company Director.

Danny specialises in providing expert advice on life insurance, critical illness cover and income protection for individuals, families and business owners. Taking the time to understand each client’s circumstances, he delivers tailored recommendations designed to provide long-term financial security and peace of mind.

Known for his approachable nature, strong work ethic and attention to detail, Danny has built lasting relationships with clients who value his honest advice and personal service. As a Company Director, he now plays an active role in helping shape the future of Spectrum Financial Advice, supporting the continued growth of the business while maintaining the highest standards of client care and professionalism.

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Our Happy Clients

Our Process

1

Initial Discussion

A fee-free, no-obligation initial discussion. This can be carried out remotely, or in person. We take the time to understand you and your individual circumstances. We will gather all the relevant information from you and find out more about what you are looking to achieve and the areas you wish to protect. We will also answer any questions you may have at this stage.

2

Research

Based on the information from our initial discussion, we will carry out our comparison research on the most suitable and best products for you and your circumstances, from the leading insurance providers in the market. This is to ensure we can recommend suitable policies, tailored to you with competitive and affordable premiums.

3

Present Our Recommendations

We will present our recommendations to you and clearly explain why they are suitable for your circumstances. This may include a number of options that are all suitable and tailored to your requirements with our comments on each option. This will help you make an informed decision as to what recommendations you wish to proceed with. This will be followed up in writing for your reference.

We give you time to consider your options and in the meantime we are available to answer any questions you may have.

4

Follow Up & Submit To Providers

Once you are happy and you wish to proceed, we fully assist you in completing the necessary paperwork. We then submit your details to the chosen providers and liaise with them and the underwriters on your behalf. This also includes us recommending and arranging suitable trusts for the policies, free of charge (as part of the service), if this is required.

5

Policies In Force

Once your policies are in force and you are fully covered, we will email you the official policy schedules in electronic format. You will also receive the policy documents in the post, direct from the provider. We give you time to review the policy documents and again, answer any questions you may have, to ensure you are 100% happy with your decision and our service.

6

Ongoing Service

Spectrum Financial Advice build long lasting relationships with our clients. We are always available for further help and advice if your circumstance change, or a policy review may be required. We are on hand to answer questions you may have and will always have your best interests at the forefront of our tailored advice.

We are also happy to assist your friends, family or work colleagues with their protection needs.

We Put Our Clients At The Heart Of
Everything We Do

We have access to the most reputable, leading insurance providers in the market, which allows us to recommend suitable policies based on your individual circumstances.

A Personal Approach 

We understand you need advice you can trust. We take the time to understand you and your needs and will gather all the relevant information so we can tailor our recommendations to you. It is vital the advice you receive is fit for your individual circumstances, so the protection you require is there, if and when you need it.

We take care of all the hard work on your behalf and research the market, to ensure we can secure and recommend suitable policies, tailored to you with competitive and affordable premiums. We will guide you through the entire process, to ensure you are protected.

Expert Tailored Advice

Our experienced financial advisors have expert knowledge and understand the current life, critical illness and income protection insurance market. This enables us to provide you with expert, regulated advice.

We only recommend suitable products and policy options from the most reputable insurers to deliver a truly bespoke service. Our team have the most up to date technical knowledge on the various protection products that are available from the leading insurance providers in the market. This ensures we can give the best possible advice to our clients.

We offer a fee-free service throughout the UK, which includes free phone calls, video and/or in person meetings at a time that is suitable for you.

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Trusted Insurance

Spectrum Financial Advice is regulated by the FCA (Financial Conduct Authority). With access to the leading insurers in the market, every policy we recommend is underwritten by the biggest names in the industry.

It’s important you obtain the correct policy with a reputable provider, who will not only provide great customer service for the duration of your policy, but who will also handle a claim efficiently, so you can rest assured the protection will be there, if you ever need it, to give you and your loved ones peace of mind.

Whether you are an individual or you have a family, a sole trader, small to medium business or a large commercial business, Spectrum Financial Advice will offer you a professional, personal and tailored service that will protect your business and your personal insurance needs.

As experts in the industry, we can advise on and correctly structure all personal, business or group protection policies depending on your circumstances.

We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you and your family peace of mind.

Contact Spectrum Financial Advice today for a fee-free, no obligation review to find out how easy it could be to protect and secure your future.

To speak with an expert, please get in touch.

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