Financial Advisor UK | About | Spectrum Financial Advice

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Family-run business with over 20 years experience

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Authorised by the Financial Conduct Authority

Financial Advisor UK – Specialising in Personal and Business Protection Insurance

Whether you are an individual or you have a family, a sole trader, small to medium business or a large commercial business, Spectrum Financial Advice will offer you a professional, personal and tailored service that will protect your business and your personal insurance needs.

We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you peace of mind.

Our expert independent advice is focused on you and tailored to your specific needs.

Our Services

Lewis Cable

Director/Financial Advisor

With nearly 20 years’ experience, Lewis established Spectrum Financial Advice in 2012, having previously worked for a major bank, a leading insurance company and as an independent financial advisor. With his personable and friendly approach, Lewis decided to specialise in protection and now offers expert, tailored advice to both businesses and individuals. Lewis and his team of experts and committed to ensuring you, your family or your business are protected.

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Our Happy Clients

Our Process


Initial discussion

A fee-free, no-obligation initial discussion. This can be carried out remotely, or in person. We will gather all the relevant information from you and find out more about what you are looking to achieve and the areas you wish to protect. We will also answer any questions you may have at this stage.



Based on the information from our initial discussion, we will carry out our research on the most suitable products for you and your circumstances, from the leading insurance providers in the market.


Present our recommendations

We will present our recommendations to you and clearly explain why they are suitable for your circumstances. This will often include a number of options that are all suitable and tailored to your requirements with our comments on each option. This will help you make an informed decision as to what recommendations you wish to proceed with. This will be followed up in writing for your reference.

We give you time to consider your options and in the mean time we are available to answer any questions you may have.


Follow up & submit to providers

Once you are happy and you wish to proceed, we fully assist you in completing the necessary paperwork. We will then submit your details to the chosen providers and liaise with them and the underwriters on your behalf. This also includes us recommending and arranging suitable trusts for the policies, if this is required.


Policies in force

Once your policies are in force and you are fully covered, we will email you the official policy schedules in electronic format. You will also receive the policy documents in the post, direct from the provider. We give you time to review the policy documents and again, answer any questions you may have, to ensure you are happy with your decision and our service.


Ongoing service

Spectrum Financial Advice are always available for further help and advice if your circumstance change, or a policy review may be required. We are on hand to answer questions you may have.

We are also happy to assist your friends, family or work colleagues with their protection needs.

We put our clients at the heart of
everything we do.

We have access to the leading insurance providers in the market, which allows us to recommend the most suitable policies based on your individual circumstances.

Why choose us?

As a family run business, our aim is to provide new and existing clients the best possible service with expert advice that is suitable and tailored to your specific needs.

You will deal directly with us and speak with a FCA regulated, fully qualified expert who has years of experience in the industry.

Being independent, we have access to the leading insurance providers in the market and are able to obtain competitive premiums.

Our approach is professional and flexible. We do not charge client fees for any meetings, phone or video calls or advice from us. We understand people have busy lives so any meetings can be arranged at a time that is suitable for you.

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