Financial Advisor UK | About | Spectrum Financial Advice

5 Star Google Ratings

Family-run Business with over 20 Years Experience

Free Review / Quote

Authorised by the Financial Conduct Authority

Financial Advisor UK – Specialising in Personal, Business & Group Protection Insurance

Why Choose Us?

As a family run business, our aim is to provide new and existing clients the best possible service with expert protection advice that is suitable and tailored to your specific needs.

As a company, we pride ourselves on our honest and trustworthy advice. Our expert advice is focused on you and tailored to your specific needs.

No call centres. You will deal directly with us and speak with an FCA regulated, fully qualified expert who has years of experience in the industry.

Being independent, we have access to the most reputable, leading insurance providers in the market and are able to obtain competitive premiums. We will also assist you and / or your family in the event of a claim.

Our approach is professional and flexible. We do not charge client fees for any meetings, phone or video calls or advice from us. We understand people have busy lives, so any meetings or phone calls can be arranged at a time that is suitable for you.

As experts in the industry, we can advise on and correctly structure all personal, business or group protection policies depending on your circumstances.

Our Services

Lewis Cable

Director/Financial Advisor

With over 20 years’ experience, Lewis established Spectrum Financial Advice in 2012, having previously worked for a major bank, a leading insurance company and as an independent financial advisor. With his trustworthy, personable and friendly approach, Lewis decided to specialise in protection and now offers expert, tailored advice on life insurance, critical illness cover and income protection to both businesses and individuals. Lewis and his team of experts are committed to ensuring you, your family or your business are protected.  lewis@spectrumfa.co.uk

Connect with me on Linkedin

Contact me

Our Happy Clients

Our Process

1

Initial Discussion

A fee-free, no-obligation initial discussion. This can be carried out remotely, or in person. We take the time to understand you and your individual circumstances. We will gather all the relevant information from you and find out more about what you are looking to achieve and the areas you wish to protect. We will also answer any questions you may have at this stage.

2

Research

Based on the information from our initial discussion, we will carry out our comparison research on the most suitable and best products for you and your circumstances, from the leading insurance providers in the market. This is to ensure we can recommend suitable policies, tailored to you with competitive and affordable premiums.

3

Present Our Recommendations

We will present our recommendations to you and clearly explain why they are suitable for your circumstances. This may include a number of options that are all suitable and tailored to your requirements with our comments on each option. This will help you make an informed decision as to what recommendations you wish to proceed with. This will be followed up in writing for your reference.

We give you time to consider your options and in the meantime we are available to answer any questions you may have.

4

Follow Up & Submit To Providers

Once you are happy and you wish to proceed, we fully assist you in completing the necessary paperwork. We then submit your details to the chosen providers and liaise with them and the underwriters on your behalf. This also includes us recommending and arranging suitable trusts for the policies, free of charge (as part of the service), if this is required.

5

Policies In Force

Once your policies are in force and you are fully covered, we will email you the official policy schedules in electronic format. You will also receive the policy documents in the post, direct from the provider. We give you time to review the policy documents and again, answer any questions you may have, to ensure you are 100% happy with your decision and our service.

6

Ongoing Service

Spectrum Financial Advice build long lasting relationships with our clients. We are always available for further help and advice if your circumstance change, or a policy review may be required. We are on hand to answer questions you may have and will always have your best interests at the forefront of our tailored advice.

We are also happy to assist your friends, family or work colleagues with their protection needs.

We Put Our Clients At The Heart Of
Everything We Do

We have access to the most reputable, leading insurance providers in the market, which allows us to recommend suitable policies based on your individual circumstances.

A Personal Approach 

We understand you need advice you can trust. We take the time to understand you and your needs and will gather all the relevant information so we can tailor our recommendations to you. It is vital the advice you receive is fit for your individual circumstances, so the protection you require is there, if and when you need it.

We take care of all the hard work on your behalf and research the market, to ensure we can secure and recommend suitable policies, tailored to you with competitive and affordable premiums. We will guide you through the entire process, to ensure you are protected.

Expert Tailored Advice

Our experienced financial advisors have expert knowledge and understand the current life, critical illness and income protection insurance market. This enables us to provide you with expert, regulated advice.

We only recommend suitable products and policy options from the most reputable insurers to deliver a truly bespoke service. Our team have the most up to date technical knowledge on the various protection products that are available from the leading insurance providers in the market. This ensures we can give the best possible advice to our clients.

We offer a fee-free service throughout the UK, which includes free phone calls, video and/or in person meetings at a time that is suitable for you.

Get in Touch

Trusted Insurance

Spectrum Financial Advice is regulated by the FCA (Financial Conduct Authority). With access to the leading insurers in the market, every policy we recommend is underwritten by the biggest names in the industry.

It’s important you obtain the correct policy with a reputable provider, who will not only provide great customer service for the duration of your policy, but who will also handle a claim efficiently, so you can rest assured the protection will be there, if you ever need it, to give you and your loved ones peace of mind.

Whether you are an individual or you have a family, a sole trader, small to medium business or a large commercial business, Spectrum Financial Advice will offer you a professional, personal and tailored service that will protect your business and your personal insurance needs.

As experts in the industry, we can advise on and correctly structure all personal, business or group protection policies depending on your circumstances.

We will fully review and advise on your protection requirements, looking at existing arrangements you may have in place and identifying areas that are important in securing your future, to give you and your family peace of mind.

Contact Spectrum Financial Advice today for a fee-free, no obligation review to find out how easy it could be to protect and secure your future.

To speak with an expert, please get in touch.

Contact Us

Sign Up

Want to keep up to date with the latest news from Spectrum Financial Advice?
Be sure to sign up to our newsletter.

Copyright Spectrum Financial Advice 2024. All Rights Reserved.